The credit card powered by your car
Yendo is the first credit card backed by vehicle equity. It works like a regular Mastercard, but taps into your vehicle equity to get higher limits at affordable rates.
Pre-approval in just 2 minutes
Credit limits up to $10,000
All credit scores welcome to apply
How it works
Applying for the Yendo credit card is as simple as 1, 2, 3
Car paid off
Making payments
STEP 1
Get pre-approved
Fill out some information about you and your car and you can get pre-approved in 2 minutes with no impact to your credit score.
STEP 2
Verify yourself and your car
Once pre-approved, verify your information by taking photos of your car and ID. Keep your phone handy!
STEP 3
Access your money
After approval and dropping off your title at one of our 93,000 retail partners, you’ll get access to a virtual card while your physical card is mailed to you.
Your car is your key to a new credit card
The Yendo credit card uses your car’s equity value to give you access to a higher credit limit at an affordable rate . It can be used anywhere Mastercard® is accepted, for everyday purchases or big ticket items. So whether you need credit now, or just in case, apply today and tap into the value of your car like never before.
Your car’s value = access to money
Your car can now help you access credit in a whole new way. Use the value of your car to get a new credit line.
No impact to credit for pre-approval
Peace of mind matters. Get pre-approved without affecting your credit score.
Payments made easy
On-time payments are important and can also help build credit. You have options for making payments including ACH, Debit and Cash.
Virtual card before your physical card arrives
Need fast access? After you’re approved, accept your offer, and your title is dropped off, you can start using your virtual card right away.
“It’s extremely convenient. I love the fact that I can make payments through Apple Pay. I can make payments through my bank accounts and it’s very convenient. I love the fact that I was able to utilize my car title.”*
Khary G.
Yendo user since Oct. 2023
Explore the features & benefits of Yendo
Let your car get you the credit you need and the benefits you deserve.
Virtual card
After you’re approved, you accept your offer, and your title is sent to us, you can start using your virtual card right away.
Customer service
Our Customer Success team is here to help you – whether you have questions during the application or once you’re a cardholder, we’ve got your back.
Credit building
Build your credit with responsible usage of your Yendo credit card. We report to all 3 bureaus.
Cash Access
Get a cash advance if you need fast access to cash. Life happens.
Apply today
Access up to $10,000 in credit with Yendo.
